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    One of the most prominent personal injury law firms in the tri-state region, the Locks Law Firm is steadfastly committed to protecting the rights of seriously injured victims.

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  • Medical Malpractice and Nursing Home Abuse
    • Nursing Home Abuse and Neglect
    • Hospital Acquired Infections
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    Medical malpractice is any act by a health care provider that deviates from accepted standards of medical care and results in the personal injury, disability, or wrongful death of a patient. Nursing home abuse or negligence can take many forms. It can include physical, sexual, and emotional abuse, neglect, negligent care, and even financial exploitation.

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    Exposure to toxic chemicals in the workplace or environment can cause serious, sometimes fatal health problems, including cancer.

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    Catastrophic personal injuries include brain and spinal cord injuries, severe burns, carbon monoxide poisoning and, most seriously, death.

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    At the Locks Law Firm, our pharmaceutical litigation and defective drug lawyers are committed to serving personal injury victims and are well versed in the product liability laws that protect consumers.

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Locks Law Firm

Philadelphia, PA

(215) 893-0100

Cherry Hill, NJ

(856) 663-8200

New York, NY

(212) 838-3333

Roseland, NJ

(973) 671-1940

Locks Law Firm

Philadelphia, PA

The Curtis Center
Suite 720 East
601 Walnut Street

Cherry Hill, NJ

801 North Kings Highway

New York, NY

622 Third Avenue | 7th FLoor

Roseland, NJ

3 Becker Farm Road
Suite 105

Locks Law Firm

Philadelphia, PA

[email protected]

Cherry Hill, NJ

[email protected]

New York, NY

[email protected]

Roseland, NJ

[email protected]

Blog

The Medical Malpractice Insurance Myth Debunked

Many of you have no doubt heard the repeated hue and cry of some who complain that doctors are being put out of business because of medical malpractice claims and the increasing malpractice insurance premiums they must pay. The press accounts of patients going without doctors in parts of the country where insurance premiums for doctors are alleged to be the highest are repeated almost daily. Likewise, the tales of the paucity of obstetricians and other high risk specialties, again allegedly due to high malpractice insurance premiums are spread like a virus through the internet and blogosphere.

This week Americans for Insurance Reform released a study which examined the interplay between medical malpractice insurance, claims, insurance company profits and the impact of medical malpractice tort law limits on the cost of health care delivery. This coalition of consumer and public interest groups found that:

1. Medical malpractice premiums make up less than one half of one percent of the nations health care costs. Medical malpractice claims are less than one-fifth of one percent of health care costs.
2. Medical malpractice insurer profits are higher than the rest of the property insurance casualty industry which has been incredibly profitable over the last five years.
3. Medical malpractice premiums, adjusted for inflation, are nearly the lowest in 30 years.
4. Medical malpractice claims, adjusted for inflation, have decreased 45% since 2000.
5. The states that have not implemented so called medical malpractice tort reform have incurred malpractice premium rate changes (increase or decreases) similar to states that have enacted measures that severely restrict the rights of victims to come to court in an effort to decrease costs. Thus, there is no correlation between tort reform and the cost of medical malpractice insurance.
6. The increase in medical malpractice insurance premiums that doctors experienced between 2002 and 2005 were due to falling insurance company profits and drops in investment income. They were unrelated to malpractice claims.

Finally, the AIR concludes:

that there [is] absolutely no reason to further limit the liability of doctors and hospitals, who already benefit from more liability protection for their negligence than any profession in the country. Further, doing so would have almost no impact on overall health care expenditures except that the costs of medical error and hospital-induced injury would remain. TrueRiskF.pdf (July 22, 2009)

So the next time someone tells you the myth that stripping medical malpractice victims of their rights to the courthouse is the way to lower malpractice premiums for doctors, lower health care costs and keep doctors in practice, show them the facts. Your right to the courts is a fundamental American right guaranteed by the Seventh Amendment of our Constitution. Dont let your legislators forget it.

Leon Carelli

Leon Carelli

Philadelphia Office
Leon Carelli has been with Locks Law Firm since 2007, and has served as Chief Technology Officer since 2013. As CTO, Mr. Carelli manages the firm's varying forensic, eDiscovery, and information technology needs. He also oversees the litigation support department and coordinates projects involving data analytics.
July 31, 2009 Leon Carelli

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