Many of you have no doubt heard the repeated hue and cry of some who complain that doctors are being put out of business because of medical malpractice claims and the increasing malpractice insurance premiums they must pay. The press accounts of patients going without doctors in parts of the country where insurance premiums for doctors are alleged to be the highest are repeated almost daily. Likewise, the tales of the paucity of obstetricians and other high risk specialties, again allegedly due to high malpractice insurance premiums are spread like a virus through the internet and blogosphere.